Since 2009, Royal Funding has helped over 15,000 businesses grow. We have funded over $1,000,000,000.
Royal Funding launched in 2009 to solve a major issue facing small businesses: efficient access to capital. Our passion for Main Street and the cutting-edge technology we use to evaluate businesses based on their actual performance, not solely business owners’ personal credit scores, make it possible for us to responsibly expand access to credit. This allows businesses to spend their time where it provides the most benefit—on their customers and on growing, not looking for a small business loan.
We understand that financing a small business can be a challenge that requires more time than most small business owners have in a day. Business operations, accounts receivable, accounting, and marketing are all an important part of running a small business—and financing shouldn’t slow down your focus on these issues; it should instead help a business grow. Through our Funding Channel we are able to offer financing options like short and longer-term loans, receivable factoring, merchant cash advances, asset-based funding and lines of credit, in order to grow your business.
Flexible terms and rates based on your business’ performance, and not solely personal credit history, may make an offer through Synergy Capital Funding Channel an attractive option when compared to a traditional bank loan. We offer a quick response to your applications by qualifying and evaluating business performance based upon a variety of important performance metrics.
Royal Funding has one of the largest Funder Channels in the U.S. Since 2009, we have facilitated over $1 Billion in capital for many business needs including inventory purchase, equipment acquisition, hiring, and general corporate purposes. Serving more than 250 industries throughout the country, Royal Funding has been trusted by thousands of small businesses by providing them with the financing they need at the terms and rates that help them build a growing and thriving enterprise.

STEP 1: APPLY
Submit your application with 4 months' business bank statements and merchant credit card statements.

STEP 2: UNDERWRITING & CONTRACTS
Our team evaluates your business and contacts you with a decision within 24 hours. Upon approval of the offer, return the provided contract and all requested stipulations.

STEP 3: FUNDING
Receive requested funds within 72 hours of submitting an application.
Download An Application Now
ACH Loan
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4-36 months: short & long term payback options
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Low payback rates
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Daily or weekly payback terms
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Automatic withdrawals
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Fixed payback
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Funds secured in less than 24 hours
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Time in Business: As little as 12 months
Term Loan
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$100,000-1,000,000 advanced
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Up to 5 years repayment
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Low payback rates 9-20% Factor Rate (not APR%)
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Monthly payback terms
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Automatic withdrawals
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Fixed payback
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Funds secured in less than 24 Hours
ACH Advance
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ACH Advance
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Low payback rates
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Daily or weekly payback terms
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Automatic withdrawals
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Fixed payback
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Funds secured in less than 24 Hours
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Time in BusiTime in Business: As little as 6 monthsness: As little as 12 months
MCA Advance
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Low factor/payback rates
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Extended repayment terms
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Automatic withdrawals
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Repayment is based on future credit card sales
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Funds secured in less than 24 hours